InsurDigita – Solution for Insurance Businesses
InsurDigita is the full enterprise solution for Insurance businesses, both brokers and companies, including all the relevant layers with front end portals, insurance product configurator, business middleware and API gateway.
Dynamic Lines of Business
The platform comes up with all the usual lines of business such as Health, Motor, Life and Travel. In addition, business users can add more LOBs on the fly. Contrary to similar available platforms in the industry, InsurDigita does not restrict in supported LOBs; any custom LOB can be created dynamically.
Partnered Insurance Companies
Registering a partner Insurance Company of the broker has never been so easy. Business users can create and configure insurance companies on the fly. All the API integrations with the partner insurance companies can be configured using the control panel of the solution.
Independent of Core System
InstaDigita is totally agnostic of the backend Core system, and can be integrated with any PAS via configuration. Some examples of built-in integrated PAS are Life/Asia, Gencon etc. New PAS systems can be integrated using the control panel, with some customization in the integration layer.
Insurance Business Coverage
The solution covers all the user cases and requirements of any Insurance Company or Broker with integrations to be done by configurations. Separate modules such as Lead, Customer, Agency, Claim, Renewal, Portability etc are available and pluggable in the solution.
Generic API Gateway
API gateway is an integral part of any similar solution. InsurDigita also ships with generic gateway capable to expose your business to outside world and to integrate external systems with your technical landscape. Moreover it offers built-in integration with several industry applications and Government systems.
Pre-integrated NSTP providers
The platform is already integrated several NSTP and Break-in service providers for Health and Motor such as DocsApp, HA and so on. Just plug-in in your journey with the NSTP systems via InsurDigita configurations and the platform is good to go.
Underwriter module
Built-in workflow engine is used for the module for underwriter operation and full featured functionalities. The rules engine evaluates the proposal data and decides whether the case is STP and NSTP. According to the result, the cases are assigned to underwriters for further actions.
Payment gateway ready
InsurDigita is already integrated with almost all the payment gateways including Razorpay, Billdesk, PayU, CCAvenue, Paytm, CCAvenue and so on. Just the payment gateway subscription information needs to be punched in, and the payment operations starts to work seamlessly.
Single source Omni channel platform
Single platform to handle all the stakeholders of your insurance business such as partners, agents, customers, POSPs, employees and so on. No more different applications for different channels and audiences. InsurDigita, as a single platform, handles all functionalities of all the channels.
Claims, Renewals, Portability
Configurable workflows, APIs and journeys for your insurance business claim, renewals, portability and migration. In addition, rules can configured to decide about the claim validity and eligibility. Similarly, portability cases can also be configured via the extensive rules framework.